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Homepage Pic Welcome to Texas FHA!
Buying a home can be the single most important purchase in a person’s lifetime. is a one stop resource to help demystify one of the best loan programs available to home buyers and home owners in Texas.  FHA (The Federal Housing Administration), which is a part of HUD(the U.S. Department of Housing and Urban Development), insures mortgage loans and allows lenders to offer low down payments, low closing costs, and easier credit qualifying than with conventional mortgage financing. 

FHA loans, also known as 203(b) loans, have been helping homeowners realize their home ownership dream since 1934.  FHA was established to help improve housing financing systems through the insurance of mortgages, allowing families that would otherwise be excluded from the housing market to finally be able to purchase a home.  It is important to note that FHA does not create mortgage loans, it insures them for lenders.  If a homebuyer defaults, the lender is paid from the insurance fund.  Loan programs available provide funds that can be used for purchasing new or existing homes, refinancing existing homes, and renovating existing homes.

At we are committed to helping Texans understand this loan program and the benefits that go along with it.  Located centrally in Austin, our team of dedicated professionals is available to help any borrower in the state of Texas. is not a government agency. Texas FHA is an approved lender that specializes in FHA home loans in Texas.