FHA Loan Documentation

Documentation Checklist - Our documentation checklist helps to ensure that the correct documentation is submitted for a given loan program. Submit the following form to receive more information. Preparing to purchase for a home loan can be a difficult task. At TexasFHA.com we have prepared the following checklist for home buyers and home owners to reference in order to guarantee smoother loan closings. For more information regarding the required documentation for FHA loans, please call (512) 956-7342 or send an inquiry to info@texasfha.com.


1. Employment Documentation

  • Tax returns for the most recent 2 years with all schedules
  • Most recent 2 years W2's and/or 1099's
  • Copies of paycheck stubs for the past 30 days
  • Self-employed borrowers must also provide business tax returns

2. Asset Documentation

  • Copy of the most recent two months bank statements with all pages
  • Most recent stock/investment statements, or other retirement statements such as 401k/IRA
  • If a gift is being utilized for down payment we will need a copy of the donor's asset statement

3. Personal Documentation

  • Copy of driver's license
  • Copy of Social Security card
  • If a borrower is recently divorced we will need to see the divorce decree
  • If a borrower is not a citizen we will need to see a Green Card or Work Permit
  • If a borrower has filed bankruptcy we will need to see the bankruptcy and discharge documentation

4. Refinance Documentation

  • Copy of current mortgage statement
  • Copy of property tax bill and home owner's insurance bill
  • Survey for your home if applicable
  • Condo association information if applicable
  • Note and deed for your current loan

Purchase Assistant

Our Debt Consolidator has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results.

General Information

▼
 
No errors
 
 
No errors
 
 
No errors
 
 
 

Step 2: Needs Assessment

 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
 

Step 3: Borrower Information

Are you the primary borrower?

 
No errors
 

Is there a co-borrower?

 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 

Do you know your credit score?

 
No errors
 

Has the primary or co-borrower filed for bankruptcy in the last seven years?

 
No errors
 
 
 

Step 4: Get Your Results

 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
 
secure

Any information you share with us is secure. It will not be sold or reused.

 
 

The Texas FHA Difference:

  • Consolidate to a lower rate
  • Consolidate high-interest debt
  • Quick 2 minute form
  • No SSN required
  • No credit check conducted
  • Your information is kept private
  • Consultation with no Obligation
  • No Hassle